8 Best AI Chatbots for Small Business in 2026

Ruben Buijs Ruben Buijs Feb 25, 2026 21 min read ChatGPT Claude
8 Best AI Chatbots for Small Business in 2026

Finding the right AI chatbot for small business is not about getting the most powerful enterprise tool on the market. It is about getting something affordable, quick to set up, and genuinely useful from day one.

I have been building Boei's AI chatbot for the past few years, and along the way I have tested dozens of competitors. Some are incredible tools -- but built for companies with 200-person support teams and six-figure software budgets. That is not most small businesses.

If you are running a small business, you probably need a chatbot that:

  • Costs less than €50/month (ideally much less)
  • Takes minutes to set up, not weeks
  • Handles the repetitive questions that eat up your day
  • Does not require a developer on staff
  • Actually sounds helpful, not robotic

I tested 8 AI chatbots that fit this profile and ranked them based on what matters most to small business owners: real cost, setup time, AI quality, and value for money. If you want a deeper breakdown of pricing models, check out my chatbot pricing comparison for 2026. For the full picture across all business sizes, see my 12 best AI chatbots in 2026. And if WhatsApp is important to your customers, I also compared the best WhatsApp AI chatbots.

TL;DR: Boei is our top pick for small business, offering AI, live chat, and 50+ channels for a flat €14/month with no per-seat fees. Prices across these 8 tools range from free (Tawk.to, Tidio) to $52/month (ChatBot.com), but "free" tools often cost more once you add AI features. For most small businesses spending under €50/month, Boei delivers the best value with 2,000 AI messages included.

Quick Comparison: 8 Best AI Chatbots for Small Business

Before we dive into the details, here is how all 8 stack up side by side:

Chatbot Starting Price AI Included? Setup Time Best For
Boei €14/mo flat Yes (2,000 msgs) 5 minutes Best overall value
Tidio Free (AI from €29/mo) Extra cost 15 minutes Beginners on a budget
Crisp Free (AI from €29/mo) Extra cost 10 minutes EU-based startups
Tawk.to Free forever AI add-on ($29/mo) 10 minutes Zero-budget basics
HubSpot Free CRM bot Limited AI 20 minutes HubSpot users
Chatbase $19/mo Yes (pay per msgs) 10 minutes Custom GPT chatbots
Kommunicate $40/mo Yes 15 minutes AI-first automation
ChatBot.com $52/mo Template-based 20 minutes Visual bot builders

Key takeaway: "Free" tools often become expensive once you add AI features. A €14/mo flat-rate tool with AI included can be cheaper than a "free" tool with paid add-ons.

The 8 best AI chatbots for small business:

  1. Boei
  2. Tidio
  3. Crisp
  4. Tawk.to
  5. HubSpot
  6. Chatbase
  7. Kommunicate
  8. ChatBot.com

Now let me walk you through each one in detail.


1. Boei -- Best Overall Value for Small Business

Boei dashboard

Pricing: €14/month flat (paid annually) | 7-day free trial, no credit card required

When I started building Boei, I was running a small business and paying over €200/month for a combination of live chat, chatbot, and messaging tools. Most of the features I was paying for went unused, and the AI capabilities were either nonexistent or locked behind enterprise tiers. I wanted to build something that a solo founder or a five-person team could set up in minutes and actually afford.

What you get for €14/month:

  • 2,000 AI messages per month -- enough for most small businesses
  • 50+ communication channels including WhatsApp, Facebook Messenger, Instagram DM, Telegram, SMS, email, and live chat
  • Unlimited team seats -- no per-agent fees that punish you for growing
  • Automatic website crawling that trains the AI on your content (up to 10,000+ pages)
  • Lead capture and qualification built into every conversation
  • Auto-translation so you can serve customers in any language
  • GDPR compliant with servers in Amsterdam

Setup experience: I timed this with a fresh account. Copy a code snippet, paste it into your website, and the AI starts crawling your pages. Within 5 minutes, you have a working AI chatbot that knows your business. No coding, no complex configuration. If you are on WordPress, we have a dedicated plugin that makes it even simpler.

What small businesses love about it:

The flat pricing is the big one. With Boei, €14/month means €14/month. You do not get surprise bills when your chatbot handles more conversations than expected. You do not pay extra when you add a team member to help with live chat. And you do not need to upgrade to an enterprise plan to unlock basic AI features.

The multi-channel approach is the other standout. Most small businesses communicate with customers across WhatsApp, email, social media, and their website. Boei handles all of these from a single inbox instead of requiring separate tools for each channel.

Where Boei could improve:

  • The AI model selection (OpenAI or Claude) is powerful but might feel like too many choices for non-technical users
  • Reporting and analytics are functional but not as deep as enterprise tools like Intercom
  • No phone support -- everything is handled through chat and email

Real-world results: Our small business clients typically see a 60% reduction in repetitive support questions within the first month. The AI handles things like "What are your opening hours?", "Do you ship to Germany?", and "How do I return a product?" without any human involvement.

Best for: Small businesses that want everything in one affordable package -- AI chatbot, live chat, multi-channel messaging -- without worrying about per-seat or per-conversation costs.

Try Boei free for 7 days


2. Tidio -- Best for Absolute Beginners

Tidio dashboard

Pricing: Free plan available | Lyro AI from €29/month | Growth plan from €59/month

Tidio is one of the most popular chatbot platforms for small business, and for good reason. Their free plan is genuinely usable, their interface is intuitive, and their AI assistant (Lyro) has improved significantly over the past year.

What makes Tidio work for small businesses:

  • Visual chatbot builder that anyone can use without coding
  • Lyro AI scans your FAQ pages and learns your business automatically
  • Shopify and WooCommerce integrations that are well-maintained
  • Visitor tracking so you can see who is on your site in real time
  • Canned responses for your most common questions

The pricing reality:

Tidio's free plan gives you 50 live chat conversations per month and basic chatbot flows. That is fine for a brand-new website with minimal traffic. But once you want AI responses, you need the Lyro add-on starting at €29/month for 50 AI conversations. If your chatbot handles 200 AI conversations per month, you are looking at higher tiers.

Compare that to a flat €14/month for 2,000 AI messages with Boei, and the math gets interesting quickly.

Where Tidio shines:

The onboarding experience is excellent. Tidio walks you through setup with templates tailored to your industry. If you run an e-commerce store, you get pre-built flows for order tracking, shipping questions, and product recommendations. For someone who has never set up a chatbot before, this hand-holding is valuable.

Where Tidio falls short for small business:

  • AI conversations are capped and can get expensive
  • Per-operator pricing kicks in as you add team members (€29/operator/month on paid plans)
  • Advanced features like analytics and departments require higher-tier plans
  • The free plan has Tidio branding on the widget

Best for: Complete beginners who want to start with a free plan and gradually add AI capabilities as they grow.

Learn more about Tidio


3. Crisp -- Best for EU-Based Startups

Crisp dashboard

Pricing: Free plan available | Pro from €25/month | Unlimited from €95/month

Crisp is a French company that has built a solid all-in-one customer messaging platform. For EU-based small businesses that care about data privacy and GDPR compliance, Crisp is a strong contender.

What makes Crisp appealing:

  • EU-hosted with strong GDPR compliance
  • Free plan includes 2 seats and basic live chat
  • Shared inbox for email, chat, and social messages
  • Knowledge base builder included in paid plans
  • Clean, modern interface that feels polished

The AI situation:

Crisp introduced AI features through their MagicReply tool, available on the Unlimited plan (€95/month per workspace). The AI uses your knowledge base articles to suggest responses. It works, but it is not as sophisticated as dedicated AI chatbot platforms. On lower plans, you get the chatbot builder but not the AI-powered responses.

Where Crisp works well for small business:

The free plan is one of the more generous ones available. Two seats, basic live chat, and a contact form -- enough to get started if you are pre-revenue or just launching. The upgrade path to Pro at €25/month adds the knowledge base and automated messages, which covers most small business needs without AI.

Where Crisp falls short:

  • Full AI features require the €95/month Unlimited plan -- steep for a small business
  • The chatbot builder is more limited than Tidio's visual approach
  • Fewer integrations with e-commerce platforms compared to competitors
  • Phone and WhatsApp integration only on higher plans

Best for: EU-based startups and small businesses that prioritize data sovereignty and want a clean, affordable messaging platform with room to grow.

Learn more about Crisp


4. Tawk.to -- Best Zero-Budget Option

Tawk.to dashboard

Pricing: Free forever (with branding) | Branding removal $19/month | AI Assist $29/month

Tawk.to's pitch is simple: free live chat, forever. They make money through paid add-ons and their Hired Agents service. For small businesses with literally zero software budget, it is hard to argue with free.

What you get for free:

  • Unlimited agents -- add your entire team at no cost
  • Unlimited chat history -- no message caps or conversation limits
  • Ticketing system included
  • Knowledge base builder
  • Mobile apps for iOS and Android
  • Basic chatbot triggers and automated messages

The catch:

The free version shows "Powered by tawk.to" branding on the widget. Removing it costs $19/month. If you want AI-powered responses (AI Assist), that is an additional $29/month. So a "free" tool with AI and no branding costs $48/month -- more than three times what Boei charges for a more feature-rich package.

Where tawk.to works for small business:

If you genuinely cannot spend any money on software right now, tawk.to gets you a working live chat with no expiration date. The knowledge base is surprisingly good for a free tool, and you can create FAQ pages that help customers self-serve before they even start a chat.

Where tawk.to falls short:

  • The interface feels dated compared to newer competitors
  • AI capabilities are basic and cost extra
  • No native WhatsApp, Instagram, or Messenger integration on the free plan
  • The widget design options are limited
  • Support response times can be slow (they are a free product, after all)
  • Analytics and reporting are minimal

Best for: Businesses with zero software budget that need basic live chat functionality right now and plan to upgrade later.

Learn more about Tawk.to


5. HubSpot -- Best If You Are Already a HubSpot User

HubSpot dashboard

Pricing: Free CRM bot | Starter from $20/month | Professional from $800/month

HubSpot offers a free chatbot builder as part of their free CRM. If you are already using HubSpot for marketing, sales, or support, adding their chatbot is a no-brainer. If you are not already in the HubSpot ecosystem, this probably is not where you should start.

What the free chatbot includes:

  • Basic bot flows for lead qualification and meeting booking
  • CRM integration that logs every conversation automatically
  • Live chat with basic routing
  • Ticket creation from chat conversations
  • Mobile app access

The AI reality:

HubSpot's AI chatbot features (ChatSpot and the AI-powered customer agent) are impressive, but they sit firmly in the paid tiers. The free chatbot is rule-based -- you build decision trees, not AI conversations. For AI responses that understand context and learn from your content, you need Professional ($890/month) or higher. That is not a small business price.

Where HubSpot works for small business:

If you are already using HubSpot's free CRM to manage contacts and deals, the chatbot slots right in. Conversations become contacts, chats become deals, and everything is tracked in one place. The lead qualification bot can ask visitors a few questions and route them to the right person without any AI needed.

Where HubSpot falls short for small business:

  • The free chatbot is rule-based, not AI-powered
  • AI features require enterprise-level pricing
  • The chatbot is not a standalone product -- it is a feature of the larger HubSpot platform
  • Setup requires understanding the HubSpot ecosystem (contacts, deals, pipelines)
  • Overkill if you just want a simple AI chatbot on your website

Best for: Small businesses already invested in the HubSpot ecosystem that want to add basic chat functionality without switching platforms.

Learn more about HubSpot Chatbot


6. Chatbase -- Best for Custom GPT-Powered Chatbots

Chatbase dashboard

Pricing: Free plan (20 msgs/mo) | Hobby $19/month | Standard $99/month

Chatbase takes a different approach from traditional chatbot platforms. Instead of building a full customer support suite, they focus on one thing: letting you create a custom ChatGPT-like bot trained on your data. Upload documents, paste your website URL, and get an AI chatbot that speaks your business.

What makes Chatbase different:

  • Train on any data source -- PDFs, website URLs, text files, Notion pages
  • GPT-4 powered responses that sound natural
  • Embeddable widget for your website
  • API access for custom integrations
  • Lead capture built into the chat interface
  • Multiple chatbot support on higher plans

The pricing model:

Chatbase uses message credits. The free plan gives you 20 messages per month (essentially useless for anything real). The Hobby plan at $19/month gives you 2,000 messages. The Standard plan at $99/month bumps that to 10,000. If you need more, prices go up from there. For a detailed pricing breakdown of message credit models, read my chatbot pricing comparison.

Where Chatbase shines for small business:

If you have a lot of product documentation, FAQs, or knowledge base content and you want an AI that can answer detailed questions about your specific business, Chatbase is genuinely good at this. The training process is straightforward, and the AI responses are usually accurate and relevant.

Where Chatbase falls short:

  • No live chat or human handoff -- it is AI-only
  • No multi-channel support (no WhatsApp, Messenger, etc.)
  • Message credits can run out mid-month on busy sites
  • Limited customization of the chat widget design
  • No built-in ticketing or team inbox
  • You are building a chatbot, not a customer support system

Best for: Small businesses that want a focused AI Q&A bot trained on their specific content and do not need live chat, ticketing, or multi-channel support.

Learn more about Chatbase


7. Kommunicate -- Best AI-First Affordable Option

Kommunicate dashboard

Pricing: Starts at $40/month | Enterprise pricing available

Kommunicate positions itself as an AI-first customer service platform, and they deliver on that promise. Their integration with various AI models (including GPT-4 and their own fine-tuned models) is solid, and their pricing is more transparent than many competitors.

What Kommunicate offers:

  • AI chatbot with knowledge base training
  • Human handoff when the AI cannot answer
  • Multi-language support across 100+ languages
  • Integrations with Zendesk, Freshdesk, and other help desks
  • Bot-to-human routing based on conversation context
  • Analytics dashboard for tracking AI performance

The value proposition:

At $40/month, Kommunicate is not the cheapest option, but you get a genuinely capable AI chatbot with human handoff -- something the cheaper tools often lack or charge extra for. The AI trains on your website and help docs, and the handoff to human agents is smooth.

Where Kommunicate works for small business:

If you want an AI chatbot that can handle the majority of questions but still route complex issues to your team, Kommunicate does this well. The balance between automation and human support is thoughtfully designed. Their analytics also help you understand what questions the AI struggles with so you can improve your training data.

Where Kommunicate falls short:

  • $40/month is more than double what Boei charges for similar features
  • The widget design feels less polished than newer competitors
  • Limited channel support compared to multi-channel platforms
  • Setup is more involved than simpler tools -- expect 15-20 minutes
  • Per-agent pricing on higher tiers adds up for growing teams

Best for: Small businesses that want a dedicated AI-first chatbot with reliable human handoff and are willing to pay a bit more for it.

Learn more about Kommunicate


8. ChatBot.com -- Best for Visual Bot Builders

ChatBot.com dashboard

Pricing: Starter $52/month | Team $142/month | Business $424/month

ChatBot.com (part of the LiveChat family) offers a visual drag-and-drop chatbot builder with pre-made templates. It is designed for people who want to build conversation flows visually rather than relying purely on AI.

What ChatBot.com offers:

  • Visual flow builder with drag-and-drop interface
  • Pre-built templates for common use cases (support, lead gen, e-commerce)
  • Integration with LiveChat for human handoff
  • AI Assist that suggests responses based on your data
  • Multiple communication channels through integrations
  • Testing tools to preview conversations before going live

The pricing reality:

At $52/month for the Starter plan (1 active chatbot, 1,000 chats), ChatBot.com is one of the more expensive options for small businesses. The Team plan at $142/month gives you 5 chatbots and 5,000 chats. These prices add up, especially when you realize that AI-powered responses are a separate layer on top of the visual flows.

Where ChatBot.com works for small business:

If you prefer building specific conversation paths rather than relying on AI to figure things out, the visual builder is excellent. You can create precise flows for common scenarios -- like qualifying a lead, booking a demo, or troubleshooting a specific product issue. The templates save time and give you a working bot quickly.

Where ChatBot.com falls short:

  • Expensive for what you get -- $52/month for 1,000 chats
  • The visual builder is powerful but has a learning curve
  • AI features feel bolted on rather than native
  • Full functionality requires a LiveChat subscription on top (separate cost)
  • Building and maintaining visual flows takes ongoing effort
  • Per-chat pricing means costs scale with your traffic

Best for: Small businesses that want precise control over conversation flows and prefer a visual building approach over AI-driven responses.

Learn more about ChatBot.com


How to Choose the Right AI Chatbot for Your Small Business

With 8 solid options on the table, here is how to narrow it down based on your specific situation.

Start With Your Budget

Be honest about what you can spend monthly on a chatbot tool:

  • €0/month: Tawk.to (free live chat) or Tidio (free tier with basic chatbot)
  • Under €20/month: Boei (€14/mo with AI included) or Chatbase ($19/mo for AI-only)
  • €20-50/month: Kommunicate ($40/mo) or Crisp Pro (€25/mo without AI)
  • €50+/month: ChatBot.com ($52/mo) or Tidio with Lyro AI

Remember to factor in hidden costs. A "free" tool with $48/month in add-ons is more expensive than a €14/month tool that includes everything.

Consider Your Must-Have Features

If you need AI that learns your business: Boei, Chatbase, or Kommunicate all train on your content automatically. Tidio's Lyro does this too but at a higher price point.

If you need multi-channel support: Boei is the standout here with 50+ channels. Crisp and Tidio offer some multi-channel features but with limitations on lower plans. For more on specific channels, check out our guides on setting up WhatsApp, Facebook Messenger, or Instagram DM chatbots.

If you need human handoff: Boei, Tidio, Kommunicate, and ChatBot.com (with LiveChat) all support smooth AI-to-human transitions. Chatbase does not.

If you need e-commerce integration: Tidio and Boei have the strongest Shopify and WooCommerce integrations.

If GDPR compliance matters: Boei (Amsterdam servers) and Crisp (French hosting) are your safest bets for EU data residency.

Think About Your Growth Path

The chatbot you choose today should still work when your business doubles in size. Watch out for:

  • Per-agent pricing that punishes you for growing your team
  • Per-conversation caps that get expensive as traffic increases
  • Feature gates that force upgrades for basic functionality
  • Vendor lock-in that makes migration painful

Flat-rate pricing with generous limits (like Boei's €14/month for 2,000 AI messages and unlimited seats) gives you the most predictable costs as you scale.


5 Quick Implementation Tips for Small Business

Getting a chatbot live on your website does not need to be a multi-week project. Here is how to get results fast.

1. Start With Your Top 10 Questions

Look at your email inbox or support history. What are the 10 questions you answer most often? These are your chatbot's first training data. Most AI chatbots can learn these from your existing FAQ page or website content. If you want a step-by-step guide, read how to build an AI chatbot from scratch.

2. Set Up Business Hours Automation

Configure your chatbot to handle all conversations outside business hours. Even if you prefer to handle chats personally during the day, having AI cover evenings, weekends, and holidays means you never miss a customer question. This alone can increase your lead capture by 30-40%.

3. Add Lead Capture Early in the Conversation

Configure your chatbot to ask for an email address or phone number within the first few exchanges. Something like "I'd be happy to help! Can I get your email so I can follow up if we get disconnected?" This ensures you capture contact details even if the conversation drops off.

4. Connect Your Most-Used Channels First

Do not try to set up all channels at once. Start with your website chat and your busiest messaging platform (usually WhatsApp or Facebook Messenger). Add more channels as you get comfortable. For ideas on which channels to prioritize, explore our AI chatbot use cases.

5. Review and Improve Weekly

Spend 15 minutes each week reviewing your chatbot's conversations. Look for questions it could not answer, responses that felt off, and opportunities to improve. The best chatbots are not the ones with the fanciest AI -- they are the ones that get continuously refined based on real conversations.


Frequently Asked Questions

How much should a small business spend on a chatbot?

Most small businesses can get a fully functional AI chatbot for €14-50/month. If you are spending more than €100/month, you are likely paying for enterprise features you do not need. Start with a tool that fits your current budget and has a clear upgrade path. For a detailed breakdown of what different price points get you, see my chatbot pricing comparison.

Can an AI chatbot really replace a customer service employee?

Not entirely, and that is not the goal. An AI chatbot handles the repetitive questions that take up 60-80% of your support time -- things like opening hours, shipping information, return policies, and product details. This frees up your team (or you, if you are a solo founder) to handle complex issues that actually need a human touch. Think of it as a first line of defense, not a full replacement.

How long does it take to set up an AI chatbot?

With modern tools, anywhere from 5 to 30 minutes for a basic setup. Boei and Chatbase can have a working AI chatbot on your site in under 10 minutes. More complex setups with custom flows (like ChatBot.com) or CRM integration (like HubSpot) take longer. The AI training itself -- where the chatbot learns your business -- typically happens automatically in the background.

Do I need technical skills to set up a chatbot?

No. Every tool on this list can be set up without writing code. Most require nothing more than copying a snippet of code and pasting it into your website. If you use WordPress, Shopify, Wix, or similar platforms, most chatbots offer one-click plugins or app store installations. Read our guide on how to build an AI chatbot if you want a walkthrough of the full process.

What is the ROI of an AI chatbot for small business?

A typical small business handling 100-300 support requests per month can expect the AI to handle 60-70% of those automatically. If each manual response takes 5 minutes, that is 5-17 hours saved per month. At a standard support agent cost, a €14/month chatbot pays for itself many times over. The real ROI often comes from lead capture -- chatbots that engage visitors 24/7 typically generate 20-40% more leads than a static contact form.

Are free chatbots good enough for small business?

Free plans from Tidio, Crisp, and Tawk.to are fine for getting started, but they come with significant limitations: conversation caps, branding on the widget, limited AI capabilities, and restricted features. Most small businesses outgrow free plans within 1-3 months. If you can budget €14/month from day one, you will save time on migration and get better results from the start.

How do I know if my chatbot is working well?

Track three metrics: response accuracy (are customers getting helpful answers?), deflection rate (what percentage of conversations are resolved without human involvement?), and customer satisfaction (are visitors rating conversations positively?). Most chatbot platforms provide these analytics. Aim for a 60%+ deflection rate within the first month and improve from there.

Can a chatbot work on WhatsApp and social media, not just my website?

Yes, but not all chatbots support this. Boei covers 50+ channels including WhatsApp, Facebook Messenger, Instagram DM, Telegram, SMS, and more -- all from a single inbox. Tidio and Crisp offer some multi-channel support on paid plans. Chatbase and ChatBot.com are primarily website-focused. If your customers reach out through multiple channels, make sure your chatbot supports them.


The Bottom Line

Choosing an AI chatbot for your small business comes down to three factors: what you can afford, how quickly you need it running, and what channels your customers use.

If you want my honest recommendation:

  • Best overall value: Boei at €14/month gives you AI, live chat, 50+ channels, and unlimited seats.
  • Best free starting point: Tidio's free plan gets you started with basic chatbot flows and the option to add AI later.
  • Best zero-budget option: Tawk.to is free forever if you can live with the branding.
  • Best for HubSpot users: HubSpot's free chatbot is a natural extension of their CRM.
  • Best for AI-only needs: Chatbase at $19/month builds a focused GPT-powered bot trained on your content.

Whatever you choose, the most important thing is to start. A basic AI chatbot running on your site today is infinitely more valuable than a perfect chatbot you are still researching next month. Your customers are asking questions right now -- give them answers.

Ready to see how an AI chatbot for small business works in practice? Most of these tools offer free trials, so you can test before committing. And if you want to compare pricing more carefully, my full pricing comparison breaks down the real costs of 10+ platforms.

Ruben Buijs

Article by

Ruben is the founder of Boei, with 12+ years of experience in conversion optimization. Former IT consultant at Ernst & Young and Accenture, where he helped product teams at Shell, ING, Rabobank, Aegon, NN, and AirFrance/KLM optimize their digital experiences. Now building tools to help businesses convert more website visitors into customers.

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