Live Chat Software Comparison 2026

We compared 6 of the most popular live chat tools on features, pricing, AI capabilities, and channel support. See how they stack up — and which one gives you the most value for your money.

Side-by-side comparison
AI capabilities tested
Real pricing, no tricks
Updated February 2026
Andrew Lee David S. Vance W. Grant Nitesh Manav
from 159 reviews

6

Platforms compared

10+

Features evaluated

€14

Lowest all-inclusive price

2026

Pricing verified this month

Live Chat Software Comparison Table

Features, pricing, AI, and channels — all in one view

Feature Boei Tidio LiveChat Crisp tawk.to Zendesk
Starting price €14/mo €29/mo €20/agent/mo €25/mo Free €55/agent/mo
AI chatbot Included (2,000 msgs) Lyro add-on (€0.50/chat) No AI Limited (MagicReply) No AI Add-on (extra cost)
Team seats Unlimited 3 included Per agent 4 included Unlimited Per agent
Total channels 50+ 5-10 5-8 10-15 Chat only 10-15
WhatsApp integration Included €59+ extra Add-on €95/mo plan Add-on
Contact forms Included ✗ Limited Included Included
AI-to-human handover ✓ Yes ✗ Limited ✗ Limited
Auto-train on website ✓ Yes Manual Manual Manual
Lead qualification AI-powered Basic Manual Basic Manual
Shared inbox ✓ Yes ✓ Yes ✓ Yes ✓ Yes ✓ Yes ✓ Yes
Setup time 5 minutes 30+ minutes 30+ minutes 30+ minutes 15 minutes Hours
EU servers (GDPR) Yes (Amsterdam) EU option EU option

Key takeaway: Boei is the only platform that includes AI chatbot, unlimited team seats, WhatsApp, and 50+ channels in one flat price. Competitors either charge per agent, charge extra for AI, or lack channel variety. tawk.to is free but offers no AI and limited channels.

Boei — Best Value for AI Live Chat

Starting at €14/month | AI included | 50+ channels | Unlimited seats

Boei stands out as the most complete live chat solution at the lowest price point. It includes an AI chatbot trained on your website (2,000 messages/month), 50+ communication channels including WhatsApp and Messenger, unlimited team seats, and a shared inbox — all for €14/month flat.

Best for: Small and medium businesses that want AI-powered live chat without per-agent fees or AI add-on costs. Particularly strong for businesses using WhatsApp and multiple messaging channels.

Strengths: Flat-rate pricing, AI included, 50+ channels, 5-minute setup, automatic website training, GDPR compliant with EU servers.

Limitations: Smaller brand name compared to enterprise players. 2,000 AI messages may not be enough for very high-volume businesses.

Explore the full Boei feature set or see detailed pricing.

Tidio — Popular But AI Costs Add Up

Starting at €29/month | AI (Lyro) is a paid add-on | 3 seats included

Tidio is one of the most well-known live chat tools, especially popular with small businesses and Shopify stores. Their chat widget is polished and the chatbot builder is user-friendly. However, their AI assistant (Lyro) is a separate paid feature that charges per conversation.

Best for: Businesses that primarily need a live chat widget without AI. Tidio's free tier works for very low volumes.

Strengths: Clean UI, good Shopify integration, chatbot flow builder, established brand.

Limitations: Lyro AI costs €0.50 per conversation (adds up fast). WhatsApp requires €59+/month upgrade. Only 3 seats included — additional seats cost extra. Limited channels compared to Boei.

LiveChat — Solid But No AI, Per-Agent Pricing

Starting at €20/agent/month | No built-in AI | Per-agent pricing

LiveChat is one of the oldest live chat platforms. It focuses on human-to-human chat with a polished agent dashboard. Their product is mature and reliable, but it hasn't kept up with AI trends. There's no built-in AI chatbot — you need to integrate third-party tools.

Best for: Teams that want a traditional live chat experience with human agents. Good for companies that already have dedicated support staff.

Strengths: Mature product, extensive integrations, reliable uptime, good reporting.

Limitations: No built-in AI. Per-agent pricing (€20-59/agent). Limited channels. A 5-person team pays €100-295/month with no AI capability.

Crisp — Good Middle Ground, Limited AI

Starting at €25/month | MagicReply AI (limited) | 4 seats included

Crisp offers a balanced mix of live chat, shared inbox, and basic AI. Their MagicReply feature provides AI-generated response suggestions, but it's not a full autonomous chatbot. The interface is modern and the knowledge base feature is useful.

Best for: Teams that want a shared inbox with live chat and basic AI suggestions. Good for European businesses (EU hosting available).

Strengths: Clean interface, shared inbox, knowledge base, EU hosting option, reasonable pricing for small teams.

Limitations: AI is limited to suggestions — not autonomous. WhatsApp only on €95/month plan. Only 4 seats on mid-tier plan. Fewer channels than Boei.

tawk.to — Free But You Get What You Pay For

Free | No AI | Branding removal: $19/month

tawk.to is the most popular free live chat tool. It's genuinely free with unlimited agents and unlimited chat volume. The catch? It shows tawk.to branding on your widget, has no AI chatbot, and offers limited channels (basically just website chat).

Best for: Budget-conscious businesses that only need basic website chat and have staff available to answer manually.

Strengths: Free for unlimited agents, reliable, basic analytics, mobile app.

Limitations: No AI chatbot. No WhatsApp, Messenger, or multi-channel support. Shows their branding ($19/mo to remove). Manual responses only — no automation. No lead qualification.

Zendesk — Enterprise Power, Enterprise Pricing

Starting at €55/agent/month | AI add-on (extra cost) | Full help desk included

Zendesk is an enterprise-grade customer support platform that includes live chat as part of its broader suite. It's powerful but complex, with a steep learning curve and per-agent pricing that adds up quickly.

Best for: Large companies with dedicated support teams that need ticketing, help desk, and live chat in one platform.

Strengths: Complete help desk suite, powerful automation, extensive integrations, enterprise-grade security, SLA management.

Limitations: Expensive — 5 agents cost €275-575/month. AI is an add-on. Complex setup (hours/days). Overkill for small businesses. WhatsApp and advanced channels cost extra.

What to Look for in Live Chat Software

AI Capabilities

Does the platform include an AI chatbot, or is it an expensive add-on? Look for automatic website training, natural language understanding, and autonomous responses — not just canned reply suggestions.

Pricing Model

Per-agent? Per-conversation? Flat rate? Calculate your total cost for your actual team size and conversation volume. The cheapest base price is often the most expensive at scale.

Channel Support

Website chat is just the starting point. Does the platform support WhatsApp, Messenger, Telegram, contact forms, and other channels your customers use? Are they included or paid add-ons?

AI-to-Human Handover

What happens when AI can't answer? Look for seamless escalation to your team with full conversation context. The best tools route to WhatsApp or Messenger so your team responds from their phone.

Lead Qualification

Does the AI qualify visitors automatically? Look for lead scoring, custom qualification questions, and contact capture. The chat should generate leads, not just answer questions.

Privacy & Compliance

Where are servers located? Is cookieless mode available? Can you get a DPA? For European businesses, GDPR compliance with EU-based servers is essential — not just a privacy policy checkbox.

Best Live Chat by Category

Our picks based on specific needs

Best for Small Business

Boei wins for small businesses. Flat €14/month pricing with AI, unlimited seats, and 50+ channels. No per-agent fees that punish growing teams. 5-minute setup with no technical skills required.

  • Winner: Boei (€14/mo flat)
  • Runner-up: Crisp (€25/mo, 4 seats)
  • Budget pick: tawk.to (free, no AI)

Best Free Live Chat

tawk.to is the best free option — unlimited agents and chats. But no AI, no multi-channel, and shows their branding. Boei at €14/month offers dramatically more value if you can invest a small budget.

  • Winner: tawk.to (free, basic chat)
  • Runner-up: Crisp Free (limited)
  • Best value: Boei (€14/mo, AI included)

Best AI-Powered Live Chat

Boei includes the most capable AI at the lowest price. Automatic website training, 2,000 messages, lead qualification, and AI-to-human handover — all included for €14/month. Competitors charge €29-74/month before AI add-ons.

  • Winner: Boei (AI included, €14/mo)
  • Runner-up: Tidio + Lyro (€29 + per-chat)
  • Enterprise: Intercom (€74/seat + per-resolution)

Best Overall Value

Boei offers the best features-to-price ratio. AI chatbot, 50+ channels, unlimited seats, WhatsApp, contact forms, lead qualification, and GDPR compliance — all for €14/month. No competitor matches this combination at any price.

  • Winner: Boei (€14/mo, everything included)
  • Runner-up: Crisp (€25-95/mo, good features)
  • Honorable mention: Tidio (€29/mo, good UI)

How to Choose the Right Live Chat Software

1

Start With Your Team Size and Budget

Per-agent pricing multiplies fast. Calculate your cost for your actual team size — not just one seat. A tool that's €20/agent seems cheap until you have 5 agents paying €100/month. Flat-rate tools like Boei (€14/month for unlimited seats) save significantly for teams of 2+.

2

Prioritize AI Over Manual Chat

AI handles 60-80% of conversations automatically. Choose a platform with built-in AI (not an add-on) that trains on your website automatically. Manual-only chat requires staff online 24/7 — which defeats the purpose for most small businesses.

3

Match Channels to Your Audience

If your customers use WhatsApp, make sure WhatsApp is included (not a €59/month add-on). European audiences prefer WhatsApp and Telegram. US audiences use Messenger and SMS. Younger demographics gravitate toward Instagram DM and Discord.

4

Test Before You Commit

Use free trials to test the actual experience — setup time, AI quality, and how conversations feel from the visitor's perspective. Boei offers a 7-day free trial with full features. Test with real visitors, not just the demo environment.

What Businesses Say About Boei

Live Chat Comparison FAQs

What is the best live chat software in 2026?

The best live chat software depends on your needs. For overall value with AI included, Boei leads at €14/month with 50+ channels and unlimited seats. For free basic chat, tawk.to works. For enterprise-grade support, Zendesk or Intercom are strong choices at €55-74/agent/month.

Which live chat tool has the best AI?

Boei offers the best AI value — auto-trains on your website, handles 2,000 messages/month, and includes AI-to-human handover for €14/month. Intercom's Fin AI is powerful but charges per resolution ($0.99 each). Tidio's Lyro is capable but costs €0.50 per AI conversation on top of the base plan.

Is tawk.to really free?

Yes, tawk.to's core product is free with unlimited agents and chats. The catch: it shows tawk.to branding on your widget ($19/month to remove), offers no AI chatbot, and supports only basic website chat — no WhatsApp, Messenger, or other channels.

Can I use live chat on multiple websites?

Yes, but policies vary. Boei allows unlimited websites on all plans. Crisp charges per workspace. Tidio allows multiple sites on higher-tier plans. LiveChat and Zendesk typically require separate subscriptions or higher plans for multi-site support.

How long does it take to set up live chat?

Setup time varies dramatically. Boei: 5 minutes (copy-paste code or install WordPress/Shopify plugin). Tidio: 15-30 minutes. LiveChat: 30+ minutes. Zendesk: hours to days. More complex platforms require more configuration before going live.

Do I need technical skills to install live chat?

Not with modern platforms. Boei offers one-click installation for WordPress and Shopify, or a simple copy-paste code snippet for any website. No coding required. Platforms like Zendesk and Intercom may require developer involvement for advanced setups.

What's the difference between live chat and a chatbot?

Live chat connects visitors with human agents in real-time. A chatbot uses AI to respond automatically. The best solutions (like Boei) combine both — AI handles routine questions instantly, then escalates complex issues to your human team with full context.

Which live chat is best for WordPress?

Boei offers a dedicated WordPress plugin with 5-minute installation, AI included, and 50+ channels for €14/month. Tidio also has a popular WordPress plugin. LiveChat offers a WordPress plugin but charges per agent with no AI. See our WordPress live chat guide.

Which live chat is best for Shopify?

Boei and Tidio both work well with Shopify. Boei offers AI + 50 channels for €14/month. Tidio starts at €29/month with AI as an add-on. LiveChat and Gorgias are also popular for Shopify but charge per agent or per ticket. See our Shopify live chat guide.

Does live chat slow down my website?

Well-built live chat tools load asynchronously and don't affect page speed. Boei loads after your page content, so Core Web Vitals stay clean. Some heavier platforms (Intercom, Zendesk) can add 200-500KB to page weight. Always test with Google PageSpeed Insights.

Can I switch from one live chat to another?

Yes, switching is relatively easy. Remove the old code/plugin, install the new one. Conversation history typically doesn't transfer between platforms. With Boei, you can be live on a new platform in 5 minutes. The main cost is losing historical data from your old provider.

How many conversations can live chat handle?

This depends on the platform and plan. Boei handles unlimited conversations with 2,000 AI messages/month. tawk.to offers unlimited chat volume. Tidio limits conversations based on your plan (50-unlimited). Intercom charges per AI resolution, so there's no conversation cap but costs scale with volume.

Live Chat Platform Guides

Install live chat on your platform

WordPress

Live chat for WordPress sites

Shopify

Live chat for online stores

Wix

Live chat for Wix websites

Pricing

Detailed pricing comparison

Ready to Try the Best-Value Live Chat?

Join 10,000+ businesses using Boei. AI included. Unlimited seats. 50+ channels. €14/month.

7-day free trial • No credit card required • Cancel anytime • €14/month, everything included